Sorting your finances
Before you begin looking, we recommend having a solid overview of your finances. This allows you to focus on properties in the marketplace which are within your means.
First ensure you have a deposit saved. Most lenders require a 20% deposit for a home loan, although loan products can change this figure. Ask our team for recommendations.
The mortgage market is a competitive business with many different products, so it’s important to find the option that works best for you.
Sorting your finances
Before you begin looking, we recommend having a solid overview of your finances. This allows you to focus on properties in the marketplace which are within your means.
First ensure you have a deposit saved. Most lenders require a 20% deposit for a home loan, although loan products can change this figure. Ask our team for recommendations.
The mortgage market is a competitive business with many different products, so it’s important to find the option that works best for you.
Mortgage calculator
Carefully work out a budget that works for you.
You can use a home loan repayment calculator to give you an idea of what your mortgage repayments could be.
Mortgage calculator
Carefully work out a budget that works for you.
You can use a home loan repayment calculator to give you an idea of what your mortgage repayments could be.
Pre-approved finance
Pre-approved finance
Prepare for the unexpected
Don’t forget to factor in the cost of a building report, lawyers, insurance and even appliances and furniture if you’ll need to invest in these.
This ensures you can comfortable meet your repayment options.
Prepare for the unexpected
Don’t forget to factor in the cost of a building report, lawyers, insurance and even appliances and furniture if you’ll need to invest in these.
This ensures you can comfortable meet your repayment options.