Investor Articles

Dec 9, 2024

RBNZ data shows Property Investors positioned for further OCR cuts in 2025

Recent data from the Reserve Bank of New Zealand (RBNZ) highlights a growing preference for short-term fixed-rate loans, reflecting confidence in lower borrowing costs ahead.

In October, 82% of investors had loans due to mature within the next 12 months—up from 68% a year earlier and 63% in October 2022.

Sep 20, 2024

Fix for 6 months or 1 year? How I made my decision

I fixed one of my home loans this week and had to decide between these two options. Fix today for 6-months (and then fix again for 6-months in 6 months’ time), or just fix for 1 year.

Which option will work out cheaper?

Sep 16, 2024

Property Investors bet the house on further rate cuts: Latest lending data

Property investors are increasingly favouring short-term fixes, reflecting growing anticipation of official cash rate (OCR) cuts, according to the latest lending data from the Reserve Bank.

Aug 9, 2024

Seasonality at play in latest Hamilton rental data

Seasonality significantly impacts the demand for residential rental properties in Hamilton, with fluctuations typically tied to the academic calendar and holiday seasons.

Jun 7, 2024

92% of Hamilton renters saw a rent hike last year

According to the latest data from our rental portfolio of 1,250 investment properties, a staggering 92% of Hamilton renters received a rent increase notice in the past year.

Mar 7, 2024

Lending data suggests Investors believe we are at peak interest rate

A fresh data series from the RBNZ shows that, over the last 12 months, Property Investors have shifted their borrowing towards shorter fixed terms.

In turn, they have made clear what their expectations are for future mortgage rates.

Mar 1, 2024

Net migration records smashed. Which NZ towns and cities will house new arrivals?

Net migration gain was +126,000 for 2023 calendar year.

Where are all the migrants expected to live?

Feb 27, 2024

Latest Trade Me data shows tight Hamilton rental market

In a week when Stats NZ published data showing that Hamilton’s population growth is outstripping that of local rival Tauranga, the latest rental market data further emphasises just how tricky it is to find a rental here in Hamilton.

Dec 18, 2023

Interest Deductibility and why it matters for Property Investors

One key aspect of owning a rental property is understanding the intricacies of interest deductibility, a crucial concept that can significantly impact your financial outcomes as a property owner.

Nov 30, 2023

Waikato Real Estate Clinches PMC Property Management Agency of the Year Award for 2023

Waikato Real Estate proudly announces its success as the recipient of the Property Management Agency of the Year award at the PMC (Property Management Conference) 2023.