Investor Articles
Aug 6, 2025
From 7% Squeeze to Cash Flow Relief: Property Investors Pivot to 1-Year Terms
In a clear shift of strategy, residential property investors are rushing into 1-year fixed mortgages - and the numbers back it up.
Jul 31, 2025
What Happens if Tenancy Services Audits Your Rental Property?
These audits aim to ensure landlords are meeting their obligations – and if you own a rental, it’s worth knowing what to expect should your property ever be selected.
Mar 14, 2025
What Adrian Orr’s departure means for Property Investors
While many headlines have focused on what this means for monetary policy, property investors should be paying close attention to the potential shifts in lending conditions and interest rates that could follow.
Feb 19, 2025
February OCR Cut: What it means for Property Investors
The Reserve Bank of New Zealand (RBNZ) announced a 50 basis point cut to the Official Cash Rate (OCR) today—a move that surprised no one.
However, the real buzz began when the accompanying statement was released, prompting a scramble to analyse the key data in the 58-page document.
Dec 9, 2024
RBNZ data shows Property Investors positioned for further OCR cuts in 2025
Recent data from the Reserve Bank of New Zealand (RBNZ) highlights a growing preference for short-term fixed-rate loans, reflecting confidence in lower borrowing costs ahead.
In October, 82% of investors had loans due to mature within the next 12 months—up from 68% a year earlier and 63% in October 2022.
Sep 20, 2024
Fix for 6 months or 1 year? How I made my decision
I fixed one of my home loans this week and had to decide between these two options. Fix today for 6-months (and then fix again for 6-months in 6 months’ time), or just fix for 1 year.
Which option will work out cheaper?
Sep 16, 2024
Property Investors bet the house on further rate cuts: Latest lending data
Property investors are increasingly favouring short-term fixes, reflecting growing anticipation of official cash rate (OCR) cuts, according to the latest lending data from the Reserve Bank.
Aug 9, 2024
Seasonality at play in latest Hamilton rental data
Seasonality significantly impacts the demand for residential rental properties in Hamilton, with fluctuations typically tied to the academic calendar and holiday seasons.
Jun 7, 2024
92% of Hamilton renters saw a rent hike last year
According to the latest data from our rental portfolio of 1,250 investment properties, a staggering 92% of Hamilton renters received a rent increase notice in the past year.
Mar 7, 2024
Lending data suggests Investors believe we are at peak interest rate
A fresh data series from the RBNZ shows that, over the last 12 months, Property Investors have shifted their borrowing towards shorter fixed terms.
In turn, they have made clear what their expectations are for future mortgage rates.
Mar 1, 2024
Net migration records smashed. Which NZ towns and cities will house new arrivals?
Net migration gain was +126,000 for 2023 calendar year.
Where are all the migrants expected to live?
Feb 27, 2024
Latest Trade Me data shows tight Hamilton rental market
In a week when Stats NZ published data showing that Hamilton’s population growth is outstripping that of local rival Tauranga, the latest rental market data further emphasises just how tricky it is to find a rental here in Hamilton.
Could Your Property Be Working Harder for You?
Under-renting alone could cost you thousands per year. Poor management or compliance issues can expose you to costly fines or expensive mistakes.
Switching to Waikato Real Estate is simple and positions your property to start delivering the income and freedom you deserve.