WRE Insights

Understanding the Home Loan Interest Rate Curve and how to choose the right Fixed Rate Tenor for You

Understanding the Home Loan Interest Rate Curve and how to choose the right Fixed Rate Tenor for You

ANZ and ASB’s economists announced yesterday that the prospect of negative interest rates is very real after March 2021. So far the RBNZ told us that the OCR would remain steady at 0.25% until March, but ANZ and ASB are now predicting an immediate OCR cut in April 2021.

What does that mean for property investors weighing up how long to fix their loan for?

Your Home Loan Application has never been more Scrutinised

Your Home Loan Application has never been more Scrutinised
Home loan rates continue to tumble, but its proving tricky for a lot of property investors to access this cheap money.

The Importance of Tradespeople for Property Investors

The Importance of Tradespeople for Property Investors

Maintenance requests are one of the key responsibilities for property managers, so reliable tradespeople are a must. We take a look at how we select our tradespeople and why we value them so highly.

Want more money in your pocket? Depreciation could be the answer

Want more money in your pocket? Depreciation could be the answer

Depreciation is often misunderstood and consequently not claimed by many property investors.

At Waikato Real Estate we are huge advocates of claiming depreciation.

Here’s why.

Hamilton house prices before/after Lockdown – what the stats say

Hamilton house prices before/after Lockdown  what the stats say
The rumours are true. Yes, the REINZ's May house price index stats are out.

Comparing May's house prices to April’s is a waste of time. The country and property market were effectively shut in April.

But, there's some noteworthy data elsewhere in the report...

12 Important Questions to ask when Choosing your Property Manager

12 Important Questions to ask when Choosing your Property Manager

As a property investor you have the choice of managing your investment properties yourself or delegating the day-to-day management to a Property Manager.

Engaging a Property Manager is the preferred option for many investors in today’s more complex property market.

However, it is critical that you choose your Property Manager wisely as proactive and effective property management will considerably increase the return from your investment property.

What's been the effect of Covid-19 on the Hamilton rental market?

What's been the effect of Covid-19 on the Hamilton rental market?

At Waikato Real Estate we manage over 1,000 rental properties for our investors. A portfolio of that size gives us a valuable insight into the state of the rental market here in Hamilton.

Let’s carry out a health check on our portfolio, and see how everyone’s getting on.

Potential tax saving on work done to get your rental property compliant with Healthy Homes Standards

Potential tax saving on work done to get your rental property compliant with Healthy Homes Standards

The Covid-19 Response Act created a window of opportunity to make your rental property compliant with the Healthy Homes Standards, in a more tax efficient way… but you’ll need to get your skates on!