Investor Articles

Sep 1, 2025

Hamilton Rental Market Update 2025 – Insights for Hamilton Landlords & Investors

The Hamilton rental market is shifting.

Learn how rents, tenant demand, and population growth impact landlords and property investors in 2025.

Aug 25, 2025

How to Choose a Property Manager in Hamilton (Even if It’s Not Us)

If you’re a landlord or property investor searching for property management in Hamilton, one of the most important decisions you’ll make is who manages your rental property.

The right property manager can protect your investment, keep tenants happy, and save you time and stress. The wrong one? That can mean higher vacancy, more arrears, and costly mistakes.

Aug 21, 2025

So you’re a Landlord: Here’s what the IRD needs from you

Becoming a landlord can happen in two ways — either you’ve set out deliberately to build a property investment portfolio, or you’ve “accidentally” ended up with a rental property after moving house or inheriting one.

Either way, the moment you start collecting rent, the IRD sees you as a business — and that means tax obligations.

Aug 18, 2025

Tenancy Tribunal Annual Report is Released: Key Insights for Hamilton Landlords

The Tenancy Tribunal's Annual Report, published in July 2025, highlights just how much pressure New Zealand’s rental market is under - and Hamilton landlords are right in the middle of it.

Aug 13, 2025

Major Lending Shift: 10-Year Interest Only Period Now Available to Property Investors

ANZ has shaken up the market by offering up to 10 years of interest-only repayments for eligible residential investment loans.

Here’s how it works - and why it matters for the Hamilton property investment market.

Aug 11, 2025

Are You Accidentally Breaking the RTA? 5 Laws Hamilton Landlords Often Miss

Being a landlord in Hamilton isn’t just about collecting rent - it’s about understanding and following the Residential Tenancies Act (RTA).

And while most landlords want to do the right thing, the law is detailed, ever-changing, and easy to get wrong unintentionally.

Aug 6, 2025

From 7% Squeeze to Cash Flow Relief: Property Investors Pivot to 1-Year Terms

In a clear shift of strategy, residential property investors are rushing into 1-year fixed mortgages - and the numbers back it up.

Jul 31, 2025

What Happens if Tenancy Services Audits Your Rental Property?

These audits aim to ensure landlords are meeting their obligations – and if you own a rental, it’s worth knowing what to expect should your property ever be selected.

Mar 14, 2025

What Adrian Orr’s departure means for Property Investors

While many headlines have focused on what this means for monetary policy, property investors should be paying close attention to the potential shifts in lending conditions and interest rates that could follow.

Feb 19, 2025

February OCR Cut: What it means for Property Investors

The Reserve Bank of New Zealand (RBNZ) announced a 50 basis point cut to the Official Cash Rate (OCR) today—a move that surprised no one.

However, the real buzz began when the accompanying statement was released, prompting a scramble to analyse the key data in the 58-page document.

Dec 9, 2024

RBNZ data shows Property Investors positioned for further OCR cuts in 2025

Recent data from the Reserve Bank of New Zealand (RBNZ) highlights a growing preference for short-term fixed-rate loans, reflecting confidence in lower borrowing costs ahead.

In October, 82% of investors had loans due to mature within the next 12 months—up from 68% a year earlier and 63% in October 2022.

Sep 20, 2024

Fix for 6 months or 1 year? How I made my decision

I fixed one of my home loans this week and had to decide between these two options. Fix today for 6-months (and then fix again for 6-months in 6 months’ time), or just fix for 1 year.

Which option will work out cheaper?